Up Side Down In Your Home - Get The Facts

Millions of families have seen the American Dream turn into mortgage poverty as they struggle to keep their heads above water.

Is your House worth $250,000 but your Mortgage is $400,000?

Many homeowners have experienced, or are facing, increased mortgage payments because of adjustable rate mortgages (ARM) that raise the interest rate and they find themselves in what can be termed "Mortgage Poverty". For some people, their average payment can jump as much as 100% -- from $900 per month to over $1,800 a month. It is hard to deal with these sudden jumps in monthly mortgage payments, especially in a difficult economic climate.

A large increase in a family’s monthly expenses means that costs have to be cut somewhere, but when things are already tight, it is easy to become a slave to the mortgage payment. This can force people to be late in making car or other bill payments and use other forms of credit like credit cards to survive. This in turn has a negative effect on their credit and makes household finances even more precarious.

Traditionally, homeowners have been able to refinance or even sell their home when financial difficulties arise but if you owe more than your house is worth these options sre no longer a possibility. This means that even those that are not in financial difficulty but simply upside down are stuck in their home with no hope of moving even if they had to.

It seems like a never ending downward spiral of despair, but it doesn't have to be if you are proactive and take action.

Most homeowners are blissfully unaware that the banks and other mortgage lenders became increasingly sloppy during the boom years and this included disregarding federal laws. Banks became greedy and lazy as they took advantage of consumers pursuing their dream homes. When consumers began to find it difficult to pay, the banks turned to the government to bail them out.

Now it’s your turn, you can fight back and win. As a member of You Be Aware we will show you that you have rights even if you are not in foreclosure and don't have a problem making your payments. Do you want to continue making payments when your house is only worth a fraction of what the mortgage is?

Is your Mortgage more than the house is worth? Do something about it!

If you feel that you have been taken advantage of, or you're behind on your mortgage payments and concerned about what can happen to you and your family next, you need to become a member of You Be Aware and then the "Power In Numbers" will work for you and your family.

What is my next step?

Become a member of You Be Aware, fight back against the banks and protect your investment in your home offered by our programs.

You can become a member and register for and attend one of our free workshops at no obligation or cost to yourself. The 2 hour workshop held in various venues in Florida each month will provide you with all the information you need to decide which program will best protect you and your home.

Click Here to register for a FREE workshop

Take advantage of our Forensic Mortgage Document Audit service which will identify any violations of federal laws and find mistakes in the monetary disclosures which could invalidate your loan altogether or provide you with the leverage you need to renegotiate your mortgage with your lender.

NOTE - You will certainly want to attend a workshop at your earliest convenience in order to ensure you fully benefit from your member services and become educated about how you can dramatically improve your financial situation.

To get started you need to attend a workshop or request a personal interview with one of our processing agents, click here to become a free member. Through the application process the Agent will collect some information about your specific situation and your mortgage such as your interest rates, your payments, and the lender.

Once we have reviewed your information we will let you know whether or not we are able to help you. If we are able to help you will be invited to become a member of the You Be Aware family where "Power In Numbers" makes a difference.

What happens next?

Once you have become a member you will be asked to provide copies of your mortgage documents so that your forensic audit can be carried out. In order to keep the costs down for our members we ask that documents are provided in electronic format which means you must scan them into digital format or simply fax them to our electronic fax number.

Please review the "Workshop" link so you have a true understanding of what's included at the workshop, and the times, dates and cities where they are being held. Click here workshop

There is only so much information we can give you on our web site but we assure you that the information you will receive at the workshop is worth thousands of dollars. Don't continue to make high payments on your home because you don't have the knowledge of how to lower them. Become a member today and start fighting back, keep your family in their home and rely on the "Power In Numbers" to help you.

Remember, you may know somebody in the same situation as you or who would also benefit from our free workshop. Please feel free to bring them along as your guest or have them register for a workshop.

Continue: Workshops